After we were able to make our first profits with my savings plan at Scalable Capital , we were excited about the idea of structuring a portfolio in such a way that we could live off the returns from this portfolio alone. Since we believe that this goal can best be achieved with regular profit distributions, we came up with the idea of a dividend portfolio. Even though dividends are not mandatory payments from companies, some of them are known for regularly rewarding their investors with profit shares in the form of distributions.

Johnson&Johnson and Coca Cola have been paying annual dividends to their investors for more than 25 years and are therefore part of the so-called aristocrats. For J&J, they were 2.61% in August 2022 and for Coca Cola, they were even 2.67% most recently.

In order to be able to take control of the business ourselves, we needed a stock exchange that would best enable us to do this. Due to the wide range of individual stocks, funds and the possibility of automated savings plans, we ultimately decided on TradeRepublic.